“Recognizing those who Sacrificed for our Freedom”

My Military Financial Services is fully committed and connected to the military community. With friends and family members still serving in our country’s armed forces we understand the unique challenges faced by our military and we are ready to serve you when you make the decision to start your own business.





Senior Chief Petty Officer Skroder is a native of New Braunfels, TX. He joined the Delayed Entry Program (DEP) for the United States Navy his Junior year and graduated from New Braunfels High School in 1993. He received recruit training at RTC San Diego with follow on “A” School for the AZ rating in Meridian, MS.

His first assignment was NAWS China Lake, CA from December 1993 until December 1996. In December 1996, he was assigned to Pacific Missile Range Facility where he decided to pursue a rate change to AW via the SCORE program. In May of 1999, he began his aircrew training in Pensacola, FL. His training included Aircrew School, SAR School, and AW “A” School with follow-on SERE school in Kittery, ME.

In December 1999, he reported to HSL-40 to complete the FRAC training for the SH-60B. After completion, he reported to HSL-42 to start his new career as an AW. During this assignment, he completed two MED/MEF deployments aboard the USS San Jacinto (CG-56) and the USS Monterey (CG-61) respectively. He also attended advanced tactical training at NSAWC to become a Seahawk Weapons and Tactics Instructor (SWTI).

In December 2003, he reported to the Weapons and Tactics unit where he became a plank holder for the first Seahawk Weapons School. During this tour, he was selected, initiated, and pinned to Chief Petty Officer. In December 2006, he reported to HSL-48 as the Aircrew LCPO. During his time here, he also performed as Operations LCPO, Paraloft LCPO, and assisted detachments with ship integration during Week One Work-ups (WOWU).

In December of 2009, he returned to the Weapons School to assume the position of Senior Enlisted Advisor (SEA) and to perform as a Seahawk Weapons and Tactics Instructor (SWTI) to qualify squadron detachments for deployment. He also attended MH-60R CAT II FRAC training to become one of the first MH-60R qualified tactics instructors.

In May 2013, he reported to HSL-37 as the Aircrew LCPO. During this tour, he deployed on the USS Michael Murphy DDG-112 in support of the 7th Fleet operation, assisted in the squadron’s transition from HSL to HSM, and was selected to Senior Chief Petty Officer. In July 2017, he was assigned to HSM-40 Mayport, FL where he served as Training Department LCPO.

In Feb 2019, a member of the My Military Financial Family introduced him to the opportunity this company offers with the M5 loan and asked if he would like the opportunity for spreading the word to fellow active duty and veterans eligible.

“Because of my retirement from Naval service in June 2019, I appreciated the opportunity presented and was especially excited to find a way to continue interaction with military members. With this opportunity, came more than I would ever imagine. The Chief of Operations position became available and I was accepted to represent this company to continue the best service available to active duty and veterans. I am very proud to be a part of this company and help its growth by assisting my fellow military members to achieve their dream.”


Michael J. Fuller LTC (USA Retired)

Retired, United States Army

LTC Fuller retired on April 30, 2017 from the United States Army after completing over 27 years of service. LTC Fuller entered the United States Army on December 5, 1988 as a Private First Class, serving for over 10 years as an enlisted soldier promoted to the rank of Sergeant. LTC Fuller was commissioned in March 1999 as a First Lieutenant and subsequently rose to the rank of Lieutenant Colonel.

LTC Fuller deployed 9 times during his military career including Desert Storm, three tours to Operation Enduring Freedom (two as a Detachment Commander), two to Africa, and four tours in Central and South America. LTC Fuller worked closely with both US and foreign military personnel during his deployments and was instrumental in assisting US Forces in developing operational policy in theater to promote increased efficiency of all assets in the combined joint operational area.

LTC Fuller deployed in support of Operation Desert Shield/Desert Storm and supported operations working directly with the Tooele Army Depot’s Industrial Hygiene section.

LTC Fuller deployed to Egypt for Operation Bright Star from September through November 2001 and worked for the 3D MSDC as the duration ESEO.

LTC Fuller deployed to Afghanistan twice as a Detachment CDR (1469th Medical Detachment and 1437th Medical Detachment (PM) in support of Operation Enduring Freedom in 2003 and 2011 through 2012. LTC Fuller was responsible for environmental science and engineering services supporting troops in Afghanistan, Pakistan and Uzbekistan.

LTC Fuller transferred to the 416th Engineer Command (EN CMD) in December 2003 and supported humanitarian operations in Central and South America in 2004, 2005, and 2006. LTC Fuller worked directly with JTFB, USARSO, and SOUTHCOM supervising preventive medicine, water well construction, and Task Force Safety as the duration staff SME for the 416th EN CMD. LTC Fuller deployed to Guatemala, Honduras, Panama, El Salvador and Peru while with the 416th Engineer Command from December 2003 through May 2007.

LTC Fuller’s awards and decorations include the Bronze Star, Meritorious Service Medal (2BOL), Army Commendation Medal (2OLC), Joint Service Commendation Medal, Army Achievement Medal (2OLC), National Defense Service Medal (1BS), GWOT Expeditionary Medal, GWOT Medal, Afghanistan Campaign Medal (2 campaign stars), Armed Forces Reserve Medal (silver hourglass-M device), Army Service Ribbon, Overseas Service Ribbon (2nd award), and the Reserve Components Overseas Training Ribbon (VII award), and the NATO Medal (Afghanistan).

VP SBA & Finance Division

Cindy Watson

Cindy’s goal is to assist My Military Financial Service’s clients through the SBA process. The SBA loan process can be overwhelming for the client and Cindy is very successful in providing the client with a comfort level to complete the process with ease. Cindy possesses an in depth of knowledge of the SBA process as she participates in SBA continued education certification on a yearly basis and requires her staff to do the same.

As well, Cindy oversees the Business Development of MMFS, thus she is continuously spearheading the development of marketing in an effort to not only “grow the company”, but to retain current client and vendor relationships.

As Vice President of SBA & Finance Division, Cindy works closely with the underwriting division and her main focus lies on maintaining customer relations with our extensive vendor portfolio.

Richard Beyer

Richard Beyer – Bio

Rich Beyer is an owner of two businesses – he is an International Franchise Professionals Group (IFPG) Certified Franchise Professional and a franchisee for The Brothers That Just Do Gutters in Jacksonville, Florida. Richard worked Cindy Watson and team at First Financial to obtain a loan in order to launch his entrepreneurial ventures.

Richard’s prior experience includes being the COO for three small companies, as well as 10 years’ experience with Fortune 500 leaders of industry in senior-level operations and sales management positions. He decided to leave corporate America in 2017 and become a franchise consultant, recruiting future business owners and educating them on the merits of entrepreneurship. While studying the industry for many years and representing over 400 franchises, he learned about The Brothers that just do Gutters and wanted to own this franchise for himself in Jacksonville, FL.

He has a passion for leading team members to strive for excellence and to consistently deliver top-notch quality and customer service. He started his career as a U.S. Army Infantry officer and earned the coveted distinction of becoming a U.S. Army Ranger. He served in Korea and at the Old Guard in Ft. Myer, Virginia, where he led the Honor Guard and Drill Team in ceremonies throughout the country and abroad. He grew up in Tokyo, Japan for 14 years and is bilingual in Japanese. He holds an MBA from the George Washington University.
Rich is a family-man, husband, and proud dad of 3 children.
Please connect with Rich at: https://www.linkedin.com/in/richardbeyer/


Brian S. Trippett AWRC (USN Retired)

Retired, United States Navy

AWRC Trippett retired on September 30, 2017 from the United States Navy after completing over 24 years of service.

Chief Trippett entered the United States Navy on September 13, 1993, during his 24 year career he earned qualifications as a Enlisted Aviation Warfare Specialist, Enlisted Surface Warfare Specialist, Naval Aircrewman, Aviation Rescue Swimmer, SH60B/R Tactical Sensor Operator, Small Arms Instructor, Weapons Range Safety Officer, Helicopter Aerial Door-gunner Instructor, Seahawk Weapons Tactics Instructor, Master Training Specialist, Command Financial Specialist, Casualty Assistance Calls Officer (CACO), and Command Fitness Leader. AWRC Trippett retired as a Chief Petty Officer.

Chief Trippett attended Bootcamp at Recruit Training Command Orlando and in 1994 was assigned to the USS Gettysburg (CG64), completing two deployments. Chief Trippett was then transferred to HSL-48 “Vipers” SH60B helicopter squadron from 95-97. Chief Trippett was approved for AW “A” School in August of 1997 and reported to NAS Pensacola. While at NAS Pensacola Chief Trippett completed Aircrew Candidate, Aviation Rescue Swimmer, and AW “A” Schools. In 1998 chief Trippett reported to HSL-40 “Air wolves” Fleet Replacement Squadron at NS Mayport, Jacksonville FL. After completion of the FRS he was assigned to HSL-42 from 99-03 deploying with Detachment Seven “Dirty Scoundrels” onboard USS Samuel B. Roberts and Detachment Four “Weed Whackers” onboard USS Yorktown. In 2003 Chief Trippett transferred back to HSL-40 to be an instructor. After completing his instructor tour in 2007 Chief Trippett transferred to HSL-48 and deployed with Detachment Four “Flying Tanukis” onboard USS San Jacinto. 2010 saw Chief Trippett assigned to the HSM Weapons School Atlantic where he made multiple deployments to AUTEC located on Andros Island in the Bahamas in support of undersea warfare operations. Chief Trippett’s next tour took him to HSM-70”Spartans” and his 10 month deployment onboard the nuclear aircraft carrier USS George H.W. Bush. Chief Trippett’s last two years before he retired where spent at HSM Wing Atlantic managing the SH60R flight simulators.

During Chief Trippett’s distinguished career he flew over 4,500 hours, Deployed 4yrs 10mths to the Persian Gulf, Black Sea, Mediterranean Sea, RedSea, Baltic Sea, Caribbean Sea, Pacific. During deployments he supported Operation Southern Watch, Northern Watch, BALTOPS 1994, Operation Noble Eagle, Katrina Hurricane Relief, Operation Enduring Freedom, Operation Inherent Resolve, Proud Manta, and Operation Odyssey Dawn. He worked with over 30 foreign nations military during various exercises and visited 52 countries and transited the Panama Canal and Suez Canal five times. Chief Trippett participated in the rescue of over 300 passengers of the Achille Lauro after the cruise ship caught fire of the coast of Somalia in 1994, he also participated in the rescue of 24 personnel durning Hurricane Katrina. He was instrumental in the training of the Senegalese Navy’s first rescue swimmers which led to their first ever SAR deployment from a helicopter during African Nation Building Operations.

AWRC Trippett’s awards and decorations include the Navy and Marine Corps Commendation Medal(2) , Navy and Marine Corps Achievement Medal(10), Navy Unit Commendation, Navy”E” Ribbon(6), Navy Good Conduct Medal(7), National Defense Service Medal (2), GWOT Expeditionary Medal(2), GWOT Medal, South West Asian Service Medal(2), Humanitarian Service Medal(2), Military Outstanding Volunteer Service Medal, Sea Service Deployment Ribbon(7), Navy Rifle Expert Medal, Navy Pistol Expert Medal. Sikorsky Rescue Award, HSL-40 Aircrewman of the year, HSL-48 Enlisted Leader of the Year, HSL Wing Atlantic Enlisted Leader of the Year.


Mary Rutherford

Mary Rutherford, has been in commercial banking for over 30 years. She started her banking career in Loan Operations, and for the last 15 plus years she has worked with commercial customers closing commercial Real Estate loans, SBA loans and commercial lines of credit.

Mary enjoys working with people, helping them through the loan process, and ensuring the process go as smooth as possible. She is looking forward to working with First Financial’s (Military Financial Services) customers.

One of eleven children, Mary is a native Texan, born in Austin. Her father is a Korean War veteran and she has two brothers who are Air Force veterans. Mary has three grown children and is a grandmother of six, and will be celebrating her 40th wedding anniversary in 2018.

In her spare time Mary serves with the St. Vincent de Paul Society, doing weekly home visits to lend assistance to families in need in Round Rock, Texas. She also leads an annual school supply drive at her church, bringing those supplies to Brownsville, TX, one of the neediest school districts in the state.


Suzy Granger

A Twenty (20) year employee of DRDA CPAs & Business Consultants, Suzy Granger is the National Business Development Officer for the BORSA Plan. Working with entrepreneurs across the country, Suzy educates on the use of retirement funds, tax and penalty free, to buy, start, or recapitalize small businesses. She holds positions of leadership in NAGGL and other local Government Guaranteed Lender Associations. Suzy frequently presents this topic at SBA Lender Conferences, SBDC Workshops, and SCORE events across the country as known as the expert. An advocate for children, Ms. Granger has served on the Board of Texas Center for the Missing, Houston’s Amber Alert provider. She lives with her husband Tommy and their various rescue animals in League City, TX.

Executive Assistant

Cindy Miller “Millie”

Cindy Miller comes to MMFS with an extensive background in management, customer service, and accounting. Whether working with corporate America or locally owned small businesses, she recognizes that all of them have the same basic principles: service, profitability, respectability.

Cindy has also been a manager in the non-profit community. Charged with budgeting, forecasting, staffing, inventory control, and customer service; led the local chapter to being number one in the Nation for profitability in the auto donation division while meeting or exceeding budgetary requirements.

Cindy’s goal with MMFS is to put her knowledge to work for the men and women of our US military family so that they can achieve their goals of being self-sufficient and profitable business owners. And do so with a laugh every now and then!
When not working, Cindy loves to relax by watching old movies and the History Channel and playing cards with friends. And, being a Buckeye, following Ohio State Football. Go Bucks!