M5 Loan

If you’ve retired from the US Military within the last 5 years, this is your absolute best SBA loan option. Developed and offered exclusively by My Military Financial Services.


Learn about the M5 Loan Criteria

M5 LOAN

Starting your business doesn’t require using your retirement savings or collateralizing your home.

  • Up to 150K in 30 days

    Borrow up to $150,000 and get funded in as little as 30 days

  • Unsecured / No Personal Collateral

    No personal assets are used for collateral, unsecured business loans use only business assets as collateral

  • Startup Financing

    Use it to purchase a franchise or start your independent small business. This loan product can be used for a new or existing business.

  • Working Capital

    Cash for the loan amount, minus closing fees, is deposited into your business checking account.

  • Simple low interest rate

    Prime +2.75% , Simple interest means at the end of the loan term, the loan is paid. Unlike credit cards, where you pay interest on top of interest.

  • 10 Year Term

    Low monthly payments help you grow your business. If you want to pay the loan off early, there are NO prepayment penalties!

SBA SLA2 (Small Loan Advantage)

Starting your business doesn’t require using your retirement savings or collateralizing your home.

  • Borrow $150K – $350K

    Funding typically takes 45 to 60 days

  • 10 Year Term

    Low monthly payments help you grow your business. If you want to pay the loan off early, there are NO prepayment penalties!

  • Simple low interest rate

    Prime +2.75% , Simple interest means at the end of the loan term, the loan is paid. Unlike credit cards, where you pay interest on top of interest.

  • Collateral

    Collateral required

SBA SLA2 (Small Loan Advantage)

Starting your business doesn’t require using your retirement savings or collateralizing your home.

  • $350K up to $5 Million

    Funding time varies based on the type of business, but can be done in 45 – 60 days

  • 10 Year Term

    Fully Amortized (Note: for purchase of a building or new construction)

  • Low Interest Rate

    Adjustable & Fixed rates available from 5% to 6.5%

  • Collateral

    Collateral Required

Take the Next Step

Answer a short list of questions and speak with our lending advisors to determine which loan works best for your situation. Get pre-qualified and get your questions answered today.

Get Started

SBA Express Loan

Starting your business doesn’t require using your retirement savings or collateralizing your home.

  • Up to 150K in 30 days

    Borrow up to $150,000 and get funded in as little as 30 days

  • Unsecured / No Personal Collateral

    No personal assets are used for collateral, unsecured business loans use only business assets as collateral

  • Startup Financing

    Use it to purchase a franchise or start your independent small business. This loan product can be used for a new or existing business.

  • Working Capital

    Cash for the loan amount, minus closing fees, is deposited into your business checking account.

  • Simple low interest rate

    Prime +2.75% , Simple interest means at the end of the loan term, the loan is paid. Unlike credit cards, where you pay interest on top of interest.

  • 10 Year Term

    Low monthly payments help you grow your business. If you want to pay the loan off early, there are NO prepayment penalties!

SBA SLA2 (Small Loan Advantage)

Starting your business doesn’t require using your retirement savings or collateralizing your home.

  • Borrow $150K – $350K

    Funding typically takes 45 to 60 days

  • 10 Year Term

    Low monthly payments help you grow your business. If you want to pay the loan off early, there are NO prepayment penalties!

  • Simple low interest rate

    Prime +2.75% , Simple interest means at the end of the loan term, the loan is paid. Unlike credit cards, where you pay interest on top of interest.

  • Collateral

    May be required

SBA SLA2 (Small Loan Advantage)

Starting your business doesn’t require using your retirement savings or collateralizing your home.

  • $350K up to $5 Million

    Funding time varies based on the type of business, but can be done in 45 – 60 days

  • 10 Year Term

    Fully Amortized

  • 20-25 Year Term

    for purchase of a building or new construction

  • Low Interest Rate

    Adjustable & Fixed rates available from 5% to 6.5%

  • Collateral

    Most likely required

Take the Next Step

Answer a short list of questions and speak with our lending advisors to determine which loan works best for your situation. Get pre-qualified and get your questions answered today.

Get Started